Merchant Account Rates and Fees

Below are the rates and fees typically associated with a merchant account. Not all merchant accounts carry the same rates and fees. Depending on the provider, an account may have some or all of the fees listed below. The explanations for each fee or rate will open in a new browser window.

Discount Rate
Qualified
Mid-Qualified
Non-Qualified

Per Transaction Fee

Statement Fee/Maintenance Fee

Monthly Minimum

Voice Authorization

AVS Fee

Return Fee

Batch Fee

Retrieval Fee

Reprogramming Fee

PIN Debit Fee

Early Termination Fee

Application Fee

Wireless Fee

Gateway Fee

Annual Fee

Help Desk Fee

Chargeback Fee

Watts Surcharge

Over Limit Fee