Merchant Account Application & Setup

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Start Accepting Credit Cards

There are many incentives to start accepting credit cards as a form of payment for the products and services that your business offers. In this article I'll talk about the importance of accepting credit cards, what to expect as you compare merchant accounts and how to keep your merchant account in good standing once you begin processing. Start Accepting Credit Cards...

The Effect of Personal Credit on Merchant Accounts

A Merchant account is essentially a line of credit so it's not surprising that a principal's personal credit standing is an important consideration during the application process. While personal credit is an important factor in the merchant account application, it doesn't have the same effect as it would on a conventional line of credit or loan application. Complete article...

Common Reason for Getting Declined for a Merchant Account

Contrary to some of the marketing material that's floating around on the Internet, there's no such thing as a guaranteed merchant account. Some merchant service providers can legitimately advertise a 98% approval rate or higher, but that's because they pre-qualify clients before submitting a merchant account application to the processor. Complete article...

American Express & Discover Merchant Accounts

When applying for a new merchant account you will most likely be asked if you would like to accept American Express and Discover. Choosing to accept both of these cards is often the best decision. Complete article...

Getting a Merchant Account if You Have Bad Credit

Bad credit can be a substantial hurdle to overcome when shopping for a merchant account. Of course, there are ways around this problem that will make it possible for those with bed credit to get a merchant account. Complete article...

How long does it take to get approved for a merchant account?

Typically it takes about 3-5 business days for a merchant service provider to approve or decline a merchant account application. For the most part this is true, but a number of different factors have an affect on how long it takes to get approved for a merchant account. Complete article...